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Bankruptcy

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Are you or your business deep in debt and struggling to find a way out? Filing for bankruptcy may be the solution for you, providing you with a means for wiping your debt away and starting over again. While you don’t need a lawyer to file for bankruptcy, it is a complex matter, and you’ll find a bankruptcy attorney is well worth the cost. What you need most right now is peace of mind, and having an experienced lawyer to guide you through the process is invaluable.

We can put our experience and knowledge to work for you:

  • Creditor and debtor representation in bankruptcy (Chapter 7, Chapter 13, and Chapter 11)
  • Workout negotiation
  • Offer In Compromise with the Internal Revenue Service and State taxing authorities

Chapter 7 Bankruptcy and Chapter 13

are legal proceedings that are available to a person to cope with a financial crisis. One of the main purposes of bankruptcy legislation is to afford the opportunity to a person, who is hopelessly burdened with debt, to free himself of the debt and start fresh with a new lease on life.

Chapter 11 Bankruptcy

is available to a business suffering severe financial difficulty that could be viable if its debt repayments could be reduced or postponed. The business can be a corporation, partnership or sole proprietorship.

Workout Negotiations

take place when an attorney contacts your creditors and makes arrangements which would require you to make some payments to them, although less than what they may be owed to settle the account in full. An alternative agreement could call for payment in full but over a longer period of time than originally planned. Sometimes you can even pay a smaller settlement figure and make payments over time.

An Offer In Compromise (OIC)

is an agreement between a taxpayer and the IRS or state taxing authorities that resolves the taxpayer's tax debt. There is an opportunity to settle, or "compromise," federal and/or state tax liabilities by accepting less than full payment under certain circumstances.

This is a difficult time for you, and we’d like to help. Your case will be handled in a timely manner with competence, courtesy, and compassion.

Put our experience to work for you -- we will consider your financial situation and lifestyle and make a recommendation based on your needs.